For originators
A long-term capital partner for banks and specialist originators.
VSJ Ventures LTD does not originate or service loans itself. It works alongside the institutions that do, providing patient capital for secured assets that meet clear and published criteria.
We work with
Banks
Issuing notes backed by senior secured loans to established SMEs.
Banks and Trade Finance Houses
Originating receivables from international commodity and goods trade.
Portfolio Providers
Recognised providers of senior life settlement portfolios.
What we look for
| Counterparty | Security | Size and tenor | |
|---|---|---|---|
| SME loan-backed notes | Borrowers with at least seven years of operating history | Hard collateral, with target cover of 1.25x to 2.0x | From USD 1 million per holding; short dated |
| Trade receivables | Buyers and sellers in goods and commodity trade, with issuing and confirming banks | Assigned receivables, documents of title, credit insurance | From USD 1 million per holding; 30 to 180 days |
| Life settlements | Insurers rated A or higher by A.M. Best | Face amount of at least 1.5x acquisition cost | Allocations from USD 2 million |
Partnerships